Richard is responsible for the bank’s risk management framework, which ensures the business operates in a safe and compliant manner. This approach seeks to protect the interests of customers and investors.
Richard has over 17 years’ financial services experience in leadership roles in risk and commercial functions. At Northern Rock, Richard had responsibility for a wide range of risk activities including stress testing, model reviews, board risk reporting, operational risk and the implementation of the “Treating Customers Fairly” policy . At Virgin Money, Richard held a number of risk roles: Head of Risk Assurance, Head of Compliance and Head of Conduct Risk. In July 2014, Richard moved to VM’s commercial function as Business Control Director to build the business’s risk capability.
He holds a BA from Oxford University, an MBA from Durham University and qualified as a Chartered Accountant with Ernst & Young.