What We Do

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Development Finance

We want to get Britain building! We’ll support regional SME property developers, helping them to grow by providing loans tailored to their specific needs, using our specialist local knowledge and by forging long-term relationships.

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Fixed Rate Savings

Savers will love the rates on our straightforward Fixed Rate Bonds. Applying will take minutes, you’ll be able to easily manage your account online and enjoy the peace of mind of the UK's statutory FSCS protection scheme.

gbb's investment proposition

GBB is meeting a clear need in the market. The UK isn’t building enough houses and the government remains committed to addressing this. SME property developers, in both the commercial and residential sectors, simply aren’t getting the finance or relationship support they desperately need. We’re going to change all that, with a unique focus on financing property development for SMEs.

We’re building on a model that’s supported by modern technology, with no legacy systems and no costly branch network, resulting in a low cost-income ratio that benefits customers and investors alike.

And our regulatory journey is moving ahead at pace - in January 2020 we applied to the Prudential Regulation Authority for a licence to trade as a bank, and we expect to be ready to trade in 2021.

meeting a need

Growing SME Funding Gap

Growing SME Funding Gap

Lending to SMEs across the UK has shrunk in the last 5 years, most rapidly in the regions.

Longstanding Undersupply of Housing

Longstanding Undersupply of Housing

Only c235k of the government’s annual 300k housebuilding target is met

Regulator Encouraging Competition

Regulator Encouraging Competition

21 new banks have been granted UK licences since 2013

Want to know more?

Be the first to hear about our developments and when we launch. Or contact us for investment opportunities.